Chief Credit Officer - Global Fin-Tech - Jakarta Based

MichaelPage is seeking a highly experienced Chief Credit Officer to lead credit risk management for a global fintech organization based in Jakarta. This senior leadership role requires a strategic thinker with deep expertise in financial services, particularly within banking, multi-finance, and cutting-edge fintech environments. The ideal candidate will possess over 15 years of progressive experience in credit risk management and a proven ability to navigate complex regulatory landscapes while driving innovation in credit technology.

About the Role

The Chief Credit Officer will be responsible for establishing and executing the company's overall credit strategy, ensuring robust risk assessment frameworks, and safeguarding the organization's financial stability. This position demands a visionary leader capable of developing and implementing cutting-edge fintech solutions to enhance credit decision-making processes and mitigate potential losses across international operations.

Key Responsibilities

• Develop and oversee the implementation of comprehensive credit risk management policies and procedures aligned with global standards.
• Lead a team of credit risk professionals, providing strategic direction and fostering a culture of excellence in credit analysis and monitoring.
• Utilize advanced fintech tools and data analytics to assess creditworthiness, identify emerging risks, and optimize lending strategies.
• Collaborate with senior management and cross-functional teams (including finance, operations, and technology) to integrate credit risk considerations into business planning and growth initiatives.
• Ensure compliance with all relevant local and international regulatory requirements pertaining to credit operations.
• Drive continuous improvement in credit risk models and methodologies to maintain a competitive edge in the fintech sector.

Requirements

• Minimum of 15+ years of progressive experience in credit risk management within the financial services industry, specifically in banking, multi-finance, or fintech contexts.
• Extensive experience leading credit risk functions in a global or multi-jurisdictional setting.
• Proven track record of developing and implementing innovative credit technology solutions.
• Strong leadership skills with the ability to manage and mentor a team of credit professionals.
• Deep understanding of credit risk modeling, portfolio management, and regulatory compliance.
• Excellent analytical, strategic planning, and communication skills.
• Relevant professional qualifications (e.g., CFA, FRM, or equivalent) are highly desirable.

The successful candidate will receive competitive compensation and relocation support for international applicants. This is an opportunity to shape the credit strategy of a leading global fintech entity in a dynamic Jakarta-based role.