AML Operations Analyst - Transaction Monitoring

Join Luno's dynamic team as an AML Operations Analyst - Transaction Monitoring, playing a critical role in safeguarding our platform against financial crime. This position offers a unique opportunity to contribute to a leading global fintech company dedicated to making financial services accessible and secure for everyone.

About the Role

You will be responsible for monitoring and analyzing customer transactions to identify and report suspicious activity in line with international AML regulations. This involves working within Luno's Transaction Monitoring team to ensure robust compliance and risk management practices are upheld across our operations.

Key Responsibilities

• Review and analyze customer transaction data for potential money laundering or terrorist financing indicators.
• Investigate flagged transactions and customer profiles to determine the nature and risk level of suspicious activity.
• Prepare and submit comprehensive Suspicious Activity Reports (SARs) to relevant authorities as required by law.
• Collaborate with internal teams (e.g., Compliance, Risk, Product) to enhance monitoring systems and procedures.
• Maintain detailed records and provide clear documentation supporting all monitoring and investigation activities.
• Stay updated on evolving AML regulations and industry best practices to ensure ongoing compliance.

Requirements

• Proven experience in AML, Transaction Monitoring, or a related compliance role within a financial services environment.
• Strong analytical skills with the ability to interpret complex data and identify patterns indicative of financial crime.
• Knowledge of international AML regulations (e.g., FATF recommendations, local jurisdictional requirements).
• Excellent attention to detail and the ability to work accurately under pressure.
• Effective communication skills to clearly articulate findings and recommendations to both technical and non-technical stakeholders.
• Proficiency with standard office software and relevant AML monitoring platforms.
• A bachelor's degree in a relevant field such as Finance, Economics, or Law.