Retail Credit Management Head

United OverseasBank Limited (UOB) stands as a prominent financial institution in Asia, boasting a vast global network that spans over 500 branches and offices across 19 countries and territories in the Asia Pacific, Europe, and North America. This extensive reach underscores UOB's significant presence and influence within the international banking landscape.

About the Role

The Retail Credit Management Head will play a pivotal role in leading the retail credit function within the South Jakarta region. This position is central to ensuring the effective management and growth of UOB's retail credit portfolio, focusing on delivering sustainable profitability while maintaining robust risk management practices.

Key Responsibilities

• Develop and implement strategic plans for the retail credit portfolio, aligning with regional and group objectives.
• Lead and manage a team responsible for credit assessment, approval, and monitoring processes.
• Ensure adherence to regulatory requirements and internal credit policies across all retail credit activities.
• Drive initiatives to enhance portfolio quality, manage credit risk effectively, and optimize portfolio performance.
• Collaborate with other business units to support sales initiatives and customer relationship management.

Requirements

• Proven experience in a senior credit management role, preferably within a retail banking environment.
• Strong analytical skills and a deep understanding of credit risk assessment and management.
• Excellent leadership and team management capabilities.
• Knowledge of relevant banking regulations and credit policies.
• Ability to make sound credit decisions and manage portfolios effectively.